This is a card for my stampers 10 club. It uses the stamp set Tart & Tangy, DSP Summer Picnic and the ribbon charm is from the hodgepodge hardware-styled silver. (All from the Occasions mini collection 2008). The background papers are the In Colors- Wild Wasabi, Purley Pomeganate,and Whisper White, Ink: Ruby Red, Old Olive, The apple on top has Crystal Effects over it, The circles are punched with the 1 1/4" punch and the scallop punche. Versamark was used with the dots from Boho Backgrounds.